START-UPS · FINANCIAL PLANS · GUIDANCE
A strong start begins with a solid financial plan.
I guide entrepreneurs from idea to company: from the financial plan for the notary and the bank to bookkeeping that is right from day one. With more than 25 years of experience in accounting and financial management, so you can focus on your business.
25+ years
of experience in accounting and financial management, since 2000
From start-up to group
experience with SMEs, holdings and international real estate groups
International
experience across the Benelux, France, Germany, Italy and the Nordics
THE FINANCIAL PLAN
More than a mandatory document
Anyone founding a company in Belgium must submit a financial plan to the notary. Done well, it is also your most important tool to finance and steer your business.
Legally compliant
Prepared with every required component: opening balance sheet, projected balance sheet and income statement after 12 and 24 months, cash flow forecast, sources of financing and the reasoning behind your assumptions.
Protection as a founder
A realistic plan shows that the company had sufficient resources at the start. That matters when it comes to founders’ liability.
A basis for financing
Banks and investors want to see numbers. A clear plan tells you how much you need, when, and how you will repay it.
WHAT I DO
Services
Flexible and quickly available: for a single assignment, such as your financial plan, or as your financial partner during the first years.
01
Financial plan
A complete and realistic financial plan for the incorporation of your company, ready for the notary and useful for the bank.
02
Start-up guidance
From sole trader or company to enterprise number and VAT registration: I map out the steps, in consultation with your notary and accountant. Just starting out? I guide you until you are a true expert in your own administration, from your very first invoice.
03
Financing file
A convincing file for your bank or investor, with figures you understand and can defend yourself.
04
Administration in order
Still looking for the right way to keep your administration? I help you get everything in order: a clear structure for your invoices and costs, a fixed routine and the right tools. That way you stay in control and always have a clear view of your figures.
05
Follow-up after the start
Regularly comparing your figures with the plan, adjusting in time, and a financial sounding board for every important decision.
06
Growing companies
As your business grows: interim finance leadership, consolidation, tax structuring and support with real estate transactions.
APPROACH
From idea to company in four steps
1
Introduction
We discuss your idea, your goals and what you have already prepared.
2
Your plan in figures
Together we set the assumptions: revenue, costs, investments and financing. I work them out into a complete plan.
3
Notary and bank
The plan goes to your notary and, if needed, to your bank. I help explain the figures.
4
Follow-up
After the start, I stay available to monitor and adjust your figures.
ABOUT ELLEN
I know what a business needs financially
I am Ellen De Dapper. I started as an accountant and file manager at accounting firms, where for fifteen years I worked closely with entrepreneurs. I then led the accounting of an international real estate group and became Head of Family Office.
I now put that experience, from the very first invoice to the consolidation of a group, to work for start-ups. I help you build a plan that adds up and set up bookkeeping that grows with your business.
Flexibility and efficiency are my key pillars.
CAREER
Experience
2014 – present
Managing director
Verlodt - De Dapper BV · consultancy and interim management in financial administration
2023 – present
Head of Family Office
International real estate group · wealth management, financial planning, tax structuring and interim finance leadership
2019 – 2023
Head of Accounting
International real estate group · Benelux, France, Germany, Italy & Nordics
EDUCATION
Estate planning: matrimonial property law, gifts, inheritance and tax
KU Leuven · 2025
Real estate finance calculations
KU Leuven · 2016 and 2019
Financial and tax aspects of real estate
KU Leuven · 2017
Associate degree in Accounting
Ghent · 2004 – 2005
Social legislation consultant
Antwerp · 2002 – 2003
2015 – 2019
Finance Manager – Chief Accountant
International real estate group · Finance Benelux & Nordics
2007 – 2014
Chief Accountant – File Manager
Accounting firm, Drongen
2000 – 2006
Accountant
Advicegroup Leclercq, Bornem · accounting and payroll
CONTACT
Planning to start a business?
Tell me briefly about your idea and your timing, and we will look at what you need together.